Many workers continue to be unaware of how much they need to save for retirement. Less than half of workers (46 percent) report they and/or their spouse have tried to calculate how much money they will need to have saved for a comfortable retirement by the time they retire.
I started planning and saving for my retirement in 1976 and retired at the age of 54 in 2008. My philosophy is to work to live, not live to work. I am enjoying life and challenging myself more now than I did while working for "the man". Retirement is by far the best job with the greatest boss!
ROI: How to Salvage Your Retirement - WSJ.com